Short-form content
TikTok / Reels scripts tied to /check. Every clip links with utm_content for attribution.
v01 · borrower · ~35s
One question before you sign
Hook: Your bank just mailed you a rate.
- Hold the letter up — don't sign yet.
- Ask: what rate would a broker need to beat this without a penalty?
- Run your numbers free — link below.
On screen: Balance + current rate → payment shock · Caption: One question before you sign your renewal. Free calculator in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v01
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v01v02 · borrower · ~40s
Exact payment change
Hook: $400K at 1.9% → 4.5%: here's the payment.
- Type balance, old rate, new rate.
- This is the jump your letter is hiding in plain sight.
- Estimate only — run yours in 60 seconds.
On screen: $400,000 · 1.9% → 4.5% · Caption: Exact payment change when your renewal rate jumps. Link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v02
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v02v03 · borrower · ~38s
120-day rate hold
Hook: Renewal in 2027? Your rate hold starts 120 days out.
- Mark T-120 on your calendar.
- That's when shopping actually starts.
- Free timeline check — link below.
On screen: T-120 reminder · Caption: When to start your renewal shop. Free check in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v03
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v03v04 · borrower · ~42s
No fees to renew
Hook: The bank says no fees to renew. True — and irrelevant.
- No fee ≠ best rate.
- Compare payment at their offer vs what brokers shopped last quarter.
- Run the math — link below.
On screen: Offer rate vs shopped band · Caption: Why 'no fee' isn't the whole story. Calculator in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v04
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v04v05 · borrower · ~36s
1.15M renewals
Hook: 1.15 million Canadians renew this year.
- Most sign the first letter.
- You can see your shock before you decide.
- 60-second check — link below.
On screen: National renewal wave · Caption: Don't guess your renewal payment. Free tool in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v05
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v05v06 · borrower · ~30s
Free calculator
Hook: I built a free calculator for renewal shock.
- Balance, rate, lender, postal code.
- See payment change + savings range.
- Tap link — no login.
On screen: Live calculator demo · Caption: Free renewal calculator — link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v06
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v06v07 · borrower · ~45s
Broker vs bank
Hook: Broker vs bank at renewal — what actually happens.
- Bank: one offer, retention script.
- Broker: shops multiple lenders — you still pick.
- See your numbers first — link below.
On screen: Payment at offer vs range · Caption: What happens at renewal. Not advice — questions to ask. Link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v07
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v07v08 · borrower · ~40s
Retention desk scripts
Hook: Three things your bank's retention desk is trained to say.
- 'This is our best rate.'
- 'No fee to stay.'
- 'You're already approved.'
- Run your payment before you reply — link below.
On screen: Letter rate on screen · Caption: Bank renewal scripts — and what to do first. Calculator in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v08
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v08v09 · borrower · ~38s
Surrey 2021 mortgages
Hook: Surrey homeowners: your 2021 mortgage payment may double.
- Sub-2% vintages maturing into 4%+.
- Type your balance — see your shock.
- BC example — link below.
On screen: BC payment shock example · Caption: Surrey renewal payment shock — run yours. Link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v09
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v09v10 · borrower · ~35s
Switch at maturity
Hook: What switch at maturity means — no penalty.
- At maturity you can leave without IRD.
- That's your leverage window.
- See your timeline — link below.
On screen: Maturity month picker · Caption: No penalty at maturity — know your date. Free check in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v10
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v10v11 · borrower · ~42s
Variable at renewal
Hook: Variable at renewal — should you lock?
- Not advice — questions for your broker.
- What's the trigger? What's the payment if rates stay flat?
- Model your payment — link below.
On screen: Rate scenarios · Caption: Questions to ask if you're variable at renewal. Calculator in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v11
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v11v12 · borrower · ~40s
How brokers get paid
Hook: How brokers get paid at renewal — and why it's free to you.
- Lender pays commission on funded mortgage.
- You still choose the offer.
- See if shopping is worth your time — link below.
On screen: Savings range estimate · Caption: Broker compensation at renewal — plain English. Link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v12
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v12v13 · borrower · ~45s
Read your letter
Hook: Read your renewal letter with me.
- Find the rate, term, and payment.
- Plug into the calculator on screen.
- Your result in 60 seconds — link below.
On screen: Letter OCR-style overlay · Caption: Renewal letter walkthrough. Free calculator in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v13
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v13v14 · borrower · ~38s
Payment up $800
Hook: If your payment goes up $800, do this first.
- Confirm the rate and amortization on the letter.
- Run shock vs your current payment.
- Then decide shop vs stay — link below.
On screen: +$800/mo example · Caption: Big payment jump at renewal — first steps. Calculator in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v14
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v14v15 · borrower · ~36s
70% leave money
Hook: Why 70% of people leave money on the table at renewal.
- First offer is rarely the only offer.
- You need the payment math in hand.
- Free check — link below.
On screen: Shock + savings band · Caption: Don't leave renewal money on the table. Link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v15
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v15v16 · broker · ~45s
MSA Oct 13
Hook: MSA starts Oct 13. Here's what changes for renewals.
- Documented suitability and disclosure.
- Supervised borrower messages.
- Renewal Radar builds the record as you work.
On screen: Checklist graphic · Caption: BC MSA renewal files — what brokers need. Demo link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v16
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v16v17 · broker · ~40s
Principal accountability
Hook: Principal brokers: you're accountable for every message your team sends.
- Supervision view + lint before send.
- Locked disclaimers.
- Built for Oct 13 — link below.
On screen: Supervision UI · Caption: Principal broker supervision under MSA. Try Renewal Radar.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v17
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v17v18 · broker · ~35s
Build in public day 3
Hook: I'm building a renewal tool for brokers in public. Day 3.
- Radar ranks who the bank is about to take.
- Borrower plan with real math.
- Follow for launch — link below.
On screen: Radar screenshot · Caption: Building Renewal Radar in public. Follow for updates.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v18
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v18v19 · broker · ~38s
One renewal = one year
Hook: One retained renewal = one year of software. Math.
- $2.5–4K commission vs $149/mo.
- Consumer leads route to you.
- Founding pricing — link below.
On screen: ROI napkin · Caption: Renewal ROI for brokers. Start trial — link in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v19
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v19v20 · broker · ~42s
Forms Package #1
Hook: Disclosure Forms Package #1 in 60 seconds.
- Role disclosure + forms prepared.
- Checklist on every file.
- MSA-ready — link below.
On screen: Checklist ticks · Caption: BCFSA Forms Package #1 — quick explainer. Demo in bio.
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v20
UTM helper:
/check?utm_source=social&utm_medium=short_video&utm_campaign=renewal_check&utm_content=v20